Grays Independent Financial Services have been providing friendly, accurate and relevant financial advice for many years. We want you to feel comfortable and confident that the advice you get from us is suitable and relevant for your needs. You can always come to us with any kind of financial concern safe in the knowledge that we will do our best to help. Our philosophy is that if you can sleep sound in your bed at night without worrying about your finances, we can too.

We run an open and friendly office where you're welcome to pop in without an appointment at any time. We can’t always promise to be available, but somebody will usually be around for a chat and a coffee and if we can't help straight away, we will get back to you as soon as we can.

Based in Cheltenham, Gloucestershire since 1992, we offer free initial consultations and can offer advice and make recommendations from the whole market. We specialise in low risk and guaranteed investments for cautious investors.

Grays is run by Joan Gray and her colleagues Mark Stanley and Christian Healey, between them they have a wealth of expertise within the financial services industry. We aim to help you celebrate the best times of your life by making your money work for you. We have thousands of clients who are getting fantastic returns on their investments, even when times are tough.

We also help you prepare for the not so good times too. No matter what the world throws at you, we can make sure that you have cover to ensure that your bills are paid, you still receive money if you can't work and that your loved ones are looked after should the worst happen.